Savings
Developing and maintaining a habit of savings can be a challenge, but it is also one of the most important steps you can take towards a secure future. CCU offers several choices to suit your style and your goals. PLUS, we always offer highly competitive interest rates!
This is your core membership account. Simply deposit $5 and maintain a $5 balance. The $5 minimum represents your share in the credit union. If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. Deposits federally insured through National Credit Union Administration (NCUA) up to $250,000.
This account is designed as a secondary savings account to help save for various purposes. You have the ability to name this account anything you would like in order to keep you focused on saving for a specific goal. Upon your request, we can automatically transfer money from another account directly in your club account on a weekly, bi-weekly or monthly basis.
A savings account designed for those who want to get serious about starting a savings habit. This account pays 5% APY on the first $500! No minimum deposit required. Allows one withdrawal per calendar year without penalty. Available to personal accounts and all ages. Not permissible on business accounts. Deposits federally insured through National Credit Union Administration (NCUA) up to $250,000.
This is a tiered savings account so the more money you deposit, the higher your interest rate. Dividends are calculated and paid when you maintain an average daily balance of $2,500 or greater during each calendar month. No monthly service fees. Deposits federally insured through National Credit Union Administration (NCUA) up to $250,000.
Earn a great dividend rate while still having full access to your money. Higher dividend rates on balances over $25,000. Open account with a $5 deposit. You may use Premium Savings as your primary share. If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. Deposits federally insured through National Credit Union Administration (NCUA) up to $250,000.
If you can commit to keeping some of your savings on deposit for a specific length of time, consider maximizing your interest earnings with a time deposit, also known as a Certificate of Deposit, or CD. CCU’s terms are flexible, so you can pick a precise maturity date. You can nickname the account to show what you are saving for. Minimum deposit is $1,000.
CCU also offers great rates on Business Savings Accounts.
How to Open Your Account:
By Phone:
Speak to a Member Service Representative: 321.690.2328 (outside Brevard, 1.800.690.2338)
In Person:
Stop by one of our seven branch locations. Our Rockledge, Pineda and Palm Bay branches are open Saturdays from 9 am to noon.
Online:
Existing CCU Members: Use the Mobile App or log in to eBranch Online Banking and your personal information will be pre-filled for you. Or, you may use the application found by selecting the "Open An Account" link below, but you will be asked to provide your personal information, including your Member Number. Select “Existing Member”.
Mobile App: Go to More and select Open An Additional Account
eBranch Online Banking: Select the Online Application link at the upper right of the screen.
Prospective CCU Members: Select the icon below.
For Additional Assistance:
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to [email protected]. For your security, DO NOT send account numbers or other private information using this general email address. Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking.
