Community Hero Mortgage Loan

This exclusive home loan from Community Credit Union of Florida provides affordable financing for homebuyers who work in the fields of law enforcement, safety, education, medicine, military, and employees of registered nonprofit agencies. 

Features

  • No down payment (Up to 100% financing)*
  • Option to finance closing costs
  • No private mortgage insurance
  • Fixed rate for 30 years
  • Available for purchase and construction loans**
  • No prepayment penalty

Loans are subject to receipt and satisfactory review of approved appraisal. Borrower must meet employment eligibility requirements shown below.

View Current Rates.

Eligibility

Law Enforcement

  • Officers who work for a city, county, state, federal, jail or courthouse
  • Officers who patrol, work at a desk, supervise, dispatch, detective, or those other positions that directly impact public safety

Firefighter and Forestry Department

  • Those in positions within the department that directly impact public safety

Teacher and Educational Employee

  • Private or public certified teachers Pre-K to University level
  • All employees of any public school in our service area

Medical

  • Those who work directly or indirectly with the well-being and care of human patients and have a license or certificate

Military

  • Retired
  • Active duty
  • Reserve duty
Does not include civil servants.
Nonprofit Affiliation
  • Employees of a legally registered nonprofit agency
If you are not in any of the categories above, we can still assist you with a low-down-payment mortgage.  Please contact a Mortgage Specialist for help in finding a solution that meets your needs. 

 

To Apply for a CCU Home Mortgage use the apply online or use the number below:

Speak to a Mortgage Specialist 24 hours a day, 7 days a week:  321.690.2328 (outside Brevard, 1.800.690.2338)

Online mortgage application

*Up to 100% financing. Borrower pays any prepaid costs that may apply to the particular loan such as taxes and insurance premiums. Subject to receipt and satisfactory review of approved appraisal. **Membership share account with a one-time fee of $5 is required