Student Debit/Checking
Don't be fooled by other advertised "free" debit cards that may have hidden fees. Choose our convenient, free debit card to make purchases and payments while easily keeping track of your spending with the Mobile App. Plus, if you have direct deposit, get your paycheck a day early with Early Payday.
Open a Student Debit/Checking Account Today!
Earn with Your Debit Card |
Always Free |
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Earn 2.5% APY on your average daily balance up to $10,000 and 0.10% APY¹ on any amount above that when you use your debit card 20 times during the month and enroll in eStatements². |
If you don’t meet the criteria to earn a dividend during a month, no worries! You still get terrific, FREE checking account. |
Send and Receive Money with Zelle® |
Add Savings |
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Use Zelle® to pay your friends and family, or request funds, right from our mobile app. |
Enroll in the CCU Debit Card RoundUp Savings Program which helps you build your savings automatically. It’s your virtual coin jar. |
Earn $100 |
ReRefer-a-Friend |
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Earn $100 when you open your new checking/debit account.* |
Refer your friends and family to open an account at CCU Florida and you both earn $70 if requirements are met. Find out how it works. |
You can show your school spirit with a free High School Mascot Debit Card, only available from CCU Florida! There's a card for every Brevard County High School, Brevard Adult Ed, Brevard Virtual and Eastern Florida State College.
See how the CCU Florida debit card compares to others.
- The student who will be the primary account holder must be at least 13 years of age and provide a photo ID. School ID card is acceptable if no drivers license is available.
- A parent or legal guardian must act as a joint account owner.
- A free VISA® debit card can be issued to the student with parent/legal guardian permission and signature.
- This account helps you gain access to CCU Florida's exclusive 1st Time Auto Buyer Program.
Open a Student Debit/Checking Account Today!
When you open a Student Checking account, the youth on the account will be the primary account holder. Student and youth accounts require an adult joint account holder who is a parent or legal guardian. A $25 minimum deposit is required.
Good to Know:
While opening an account is a great first step in learning how to manage money, it does NOT build a credit history. To get the best rates when you borrow, lenders look for seven years of history in successfully managing credit. CCU Florida's Savings-Secured Credit Card is a safe way to learn how to manage credit and start building that seven year track record.
NOTE: A qualified adult guarantor who is a parent or legal guardian is required for cardholders under age 18.
¹Ask us for rates or View Current Rates. Amount of dividend is based on your average daily balance for the month. ²If you do not use your debit card 20 times by 5pm ET on the last day of a calendar month and/or you are not enrolled in eStatements, no dividends will be earned. ATM transactions are not counted towards total. Account is still FREE even if you don’t earn dividends.*Mention or enter Promo Code: MK-100 when opening account. The $100 bonus will be deposited within one month of the new account 60-day anniversary date, if qualifications are met. To qualify, the new member must use their CCU Florida debit card 20 times within 60 days to make purchases or payments (ATM transactions do not count), download the mobile app, and sign up for eStatement (opt out of paper statements), and keep the account in good standing with no NSF activity. Excludes existing Checking Accounts, Business, & Organizational accounts. Offer subject to change. A one-time $5 membership fee for the share account is required.
