Free Checking Plus
The free checking/debit account with no balance or deposit requirements, and no monthly fees!
- Signup for Free Checking Plus -
Earn With Your Debit Card |
Always Free |
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| Earn 2.50% APY on your average daily balance up to $10,000 and 0.10% APY¹ on any amount above that when you use your debit card 20 times during the month and enroll in eStatements². | If you don’t meet the criteria to earn a dividend during a month, no worries! You still get terrific, FREE checking account. |
Add Rewards |
Add Savings |
| Purchase Rewards allows you to choose offers from a catalog of merchants to get cash back on your purchases. | Enroll in the CCU Florida Debit Card RoundUp Savings Program which helps you build your savings automatically. It’s your virtual coin jar. |
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Get your paycheck a day early! Direct deposit required. |
Earn $100 when you open a new Free Checking Plus or Student Checking account.* |
Refer your friends and family to open an account at CCU Florida and you both earn $70 if requirements are met. Find out how it works. |
Here's How To Open Your Free Checking Plus Account
Current CCU Florida Checking Account Members |
New Members or Members without a Checking Account |
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See our debit cards styles.
¹APY=Annual Percentage Yield. Rates as of October 1, 2024. Ask CCU Florida for rates or View current rates for Free Checking Plus. Amount of dividend is based on your average daily balance for the month.
²If you do not use your debit card 20 times by 5pm ET on the last day of a calendar month and/or you are not enrolled in eStatements, no dividends will be earned. ATM transactions are not counted towards total. Account is still FREE even if you don’t earn dividends. APY=Annual Percentage Yield.
*Mention or enter Promo Code: MK-100 when opening account. The $100 bonus will be deposited within one month of the new account 60-day anniversary date, if qualifications are met. To qualify, the new member must use their CCU Florida debit card 20 times within 60 days to make purchases or payments (ATM transactions do not count), download the mobile app, and sign up for eStatement (opt out of paper statements), and keep the account in good standing with no NSF activity. Excludes existing Checking Accounts, Business, & Organizational accounts.Offer subject to change. Membership available in Brevard, Indian River, Orange, Osceola, Polk, and Volusia Counties. A one-time membership fee is required.
