Real Estate Center
Community Credit Union Florida offers so much more than financing. We are your one-stop resource for home ownership.
CCU Florida provides great financing and full service from start to finish whether you are purchasing a home or would like to refinance your current mortgage with another lender.
HomeAdvantage®
Buying? Search the MLS, research local neighborhoods, find an agent, earn HomeAdvantage Cash Rewards¹ on agent commissions, and get great financing from CCU - all in one place!
Selling? Save on sales agent commissions! This is a FREE member service. Enroll today - even if you're not quite ready to buy!
Register for HomeAdvantage today.
First Mortgage Loans
CCU Florida financing is available right now for purchase or to refinance your loan with another lender for better terms. We also offer cash-out refinancing using the equity in your home. Click on the image below to apply online using any mobile device or PC. You'll have the option to confirm your assets online, if you prefer, instead of sending documents separately. Just follow the prompts. Home loan options.
Community Hero Loans
Homebuyers who work in the fields of law enforcement, safety, education, medicine, military, and employees of registered non-profit agencies can get up to 100% financing² with no PMI. Details on the CCU Community Hero Home Loan.
Apply on the CCU Mobile App: Log in and choose 'Mortgage Loan' from the More menu.
Apply By Phone: Call 321.690.2328, choose option 3, then press 1 to speak to a Mortgage Specialist and submit your application.
You do not have to be a CCU member to apply for your financing. We will process your membership along with your loan application.
Homeowner Education
Get ready for home ownership or a move up with this free Homebuying Toolkit from BALANCE, our financial education partner.
Budget Planning (made easy)
MyBalance lets you create and manage a budget online and be ready for that first home or a move. This is a FREE and confidential member service. Your information is NOT shared with CCU. You can get started now and save your budget to finish later. You will be able to view or update your budget any time. Once your budget is set up, you will get action steps to help make your money work for you! You can even choose to set up a confidential (and yes, FREE) phone session with a financial counselor who will help you take your plan further. When creating your account, please select Community Credit Union of Florida as your "Referring Organization." Get started by signing up for MyBalance today.
Save For Your Down Payment
Get serious about getting ready to buy a home with a CCU Serious Saver account.
10 Things that Put Your Mortgage Application at Risk
Keeping your finances stable and answering questions from the lender quickly and accurately are the keys to owning your new home.
Membership available in Brevard, Indian River, Orange, Osceola, Polk, and Volusia Counties. A one-time membership fee is required.
¹HomeAdvantage® is available to you through your membership with Community Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using Community Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Community Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender. Please consult with CCU to get details that may affect you. ²Up to 100% financing. Borrower pays any prepaid costs that may apply to the particular loan such as taxes and insurance premiums. Subject to receipt and satisfactory review of approved appraisal. Membership share account with a one-time fee of $5 is required.
