Loan Rates
Loan rates are based on credit history, loan terms, and borrower qualifications.
Apply online for a CCU Auto Loan
Effective January 1, 2025
| Account | Terms | *APR - As low as | **Cost per $1,000 Borrowed | Other Details |
|---|---|---|---|---|
| Auto Loans | ||||
| Model Years, 2025 - 2026 | Up to 36 months | As low as 5.69% | $29.90 | Up to 125% Financing |
| Model Years, 2025 - 2026 | Up to 48 months | As low as 6.04% | $23.51 | Up to 125% Financing |
| Model Years, 2025 - 2026 | Up to 60 months | As low as 6.29% | $19.47 | Up to 125% Financing |
| Model Years, 2025 - 2026 | Up to 66 months | As low as 6.54% | $18.09 | Up to 125% Financing |
| Model Years, 2025 - 2026 | Up to 75 months | As low as 6.99% | $16.50 | Up to 125% Financing |
| Model Years, 2025 - 2026 | Up to 84 months | As low as 6.99% | $15.21 | Up to 125% Financing; Minimum Loan Amount $25,000 |
| Model Years, 2023 - 2024 | Up to 48 months | As low as 6.29% | $23.62 | Up to 125% Financing |
| Model Years, 2023 - 2024 | Up to 60 months | As low as 6.54% | $19.59 | Up to 125% Financing |
| Model Years, 2023 - 2024 | Up to 66 months | As low as 6.79% | $18.21 | Up to 125% Financing |
| Model Years, 2023 - 2024 | Up to 75 months | As low as 7.24% | $17.17 | Up to 125% Financing; Minimum Loan Amount $15,000 |
| Model Years, 2023 - 2024 | Up to 84 months | As low as 7.24% | $15.22 | Up to 125% Financing; Minimum Loan Amount $25,000 |
| Model Year, 2022 | Up to 48 months | As low as 6.54% | $23.44 | Up to 125% Financing |
| Model Year, 2022 | Up to 60 months | As low as 6.79% | $19.71 | Up to 125% Financing |
| Model Year, 2022 | Up to 66 months | As low as 7.04% | $18.32 | Up to 125% Financing |
| Model Year, 2022 | Up to 72 months | As low as 7.24% | $17.17 | Up to 125% Financing; Minimum Loan Amount $20,000 |
| Model Year, 2022 | Up to 75 months | As low as 7.49% | $16.54 | Up to 125% Financing; Minimum Loan Amount $20,000 |
| Model Year, 2019 - 2021 | Up to 48 months | As low as 6.99% | $23.96 | Up to 125% Financing |
| Model Year, 2019 - 2021 | Up to 60 months | As low as 7.24% | $19.93 | Up to 125% Financing; Minimum Loan Amount $12,000 |
| Model Year, 2019 - 2021 | Up to 66 months | As low as 7.49% | $18.54 | Up to 125% Financing; Minimum Loan Amount $12,000 |
| Model Year, 2019 - 2021 | Up to 72 months | As low as 7.74% | $17.42 | Up to 125% Financing; Minimum Loan Amount $15,000 |
| Call for Older Model Years and to learn about other loan discounts. | ||||
| Boat Loans | ||||
| Up to 12 years old | Up to 60 months | As low as 6.24% | $19.45 | |
| Up to 12 years old | Up to 180 months | As low as 6.74% | $8.85 | Minimum loan amount $25,000. |
| Up to 12 years old | Up to 240 months | As low as 7.24% | $7.91 | Minimum loan amount $50,000. |
| New Motorcycle Loans | ||||
| Less than 5000 miles | up to 48 months | As low as 5.89% | $23.44 | Up to 90% financing. |
| Less than 5000 miles | up to 60 months | As low as 5.89% | $19.29 | Up to 90% financing. |
| Less than 5000 miles | up to 66 months | As low as 6.24% | $17.95 | Up to 90% financing. |
| Less than 5000 miles | up to 72 months | As low as 6.49% | $16.81 | Up to 90% financing. Minimum loan amount $20,000. |
| Less than 5000 miles | up to 75 months | As low as 6.99% | $16.50 | Up to 90% financing. Minimum loan amount $20,000. |
| Less than 5000 miles | up to 84 months | As low as 8.74% | $15.96 | Up to 90% financing. Minimum loan amount $25,000. |
| Used Motorcycle Loans | ||||
| More than 5000 miles | up to 48 months | As low as 6.24% | $23.60 | Up to 90% financing. |
| More than 5000 miles | up to 60 months | As low as 6.24% | $19.45 | Up to 90% financing. |
| More than 5000 miles | up to 66 months | As low as 6.49% | $18.06 | Up to 90% financing. |
| More than 5000 miles | up to 72 months | As low as 6.74% | $16.93 | Up to 90% financing. Minimum loan amount $20,000. |
| More than 5000 miles | up to 75 months | As low as 7.24% | $16.62 | Up to 90% financing. Minimum loan amount $20,000. |
| More than 5000 miles | up to 84 months | As low as 8.99% | $16.09 | Up to 90% financing. Minimum loan amount $25,000. |
| RVs, Motor Homes, Campers & Trailers | ||||
| Up to 10 years old | up to 66 months | As low as 6.49% | $19.57 | |
| Up to 10 years old | up to 180 months | As low as 6.99% | $8.99 | |
| Up to 10 years old | up to 240 months | As low as 7.49% | $8.06 | Minimum loan amount $100,000. |
| Personal Loan | up to 36 months | As low as 10.29% | $32.41 | |
| up to 60 months | As low as 11.79% | $22.15 | Minimum loan amount $5,000. | |
| Call for information on smaller loan amounts and/or loan discounts. | ||||
| Personal Line of Credit | Revolving | As low as 12.00% (Variable) | $22.24 | Maximum loan amount $50,000. |
| Call for information on smaller line amounts. | ||||
| New Other Secured (Computers, Appliances, Home Air Conditioning and Heating Units, Off-road Motorcycles, Personal Watercraft, ATV) | ||||
| up to 36 months | As low as 10.00% | $32.28 | ||
| up to 60 months | As low as 10.50% | $21.51 | ||
| Share & CD Secured Loans | ||||
| Up to 60 months | 4.50% | $18.65 | ||
| Up to 120 months | 5.00% | $10.61 | ||
*APR = Annual Percentage Rate. Individual rates are determined by credit score and credit history.
**Cost per thousand borrowed does not include title, taxes, insurance premiums, or any other applicable costs. Rates subject to change without notice at any time.
