Give Your Pay A Boost with Community Credit Union of Florida.
Get up to $500 cash back when you open a free checking plus account and sign up for direct deposit.* Open Your Account Now.
Flexible Visa® Debit Cards
Take your Visa Debit Card everywhere you go and earn great benefits.
Join And Earn Bonuses
Get up to $500 cash back when you open a free checking plus account and sign up for direct deposit.
Open a FREE Checking Plus Account and setup direct deposit and get $500.*
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Get up to $500 when you do the following*
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- Open a new checking account with CCU Florida.
- Setup Direct Desposit within 60 days.
- Establish a monthly direct deposit for the next 90 days.
- The direct deposit must be an electronic deposit of a paycheck, pension, or government benefits (such as Social Security) from an employer or the government.
- Mention or Enter Promo Code: MK-CHECKING
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Get Your CCU Debit Card and Start Earning Exclusive Benefits.
- Use your debit card 20 times during the month and earn interest.¹
- Earn 2.50% APY on balances up to $10,000.
- Earn .10% APY on balances above $10,000.
Use Your Account In Several Convenient Ways.
- Load your debit card into your digital wallet (Apple Pay, Google Pay, Samsung Pay) to make it easy to tap to pay at merchants.
- Protect and manage your debit cards with SecurLock®.
- Get cash surcharge-free at over 80,000 ATMs nationwide.
- Send or receive money by using Zelle® with enrolled users.
- Call us 24/7 for support.
- Visit our branches.
- Check balances or make transactions using our highly-rated mobile app.
Free Checking Plus Debit Card Program
DISCLAIMER:
*Cash back bonus requires establishing direct deposit within 60 days of opening a new CCU Florida checking account. Promotional code MK-Checking must be mentioned at the time of account opening or entered in the online application. The cash back bonus consists of CCU Florida matching the amount of the first qualifying direct deposit, up to $500. Qualifying direct deposits must be electronic deposits of a paycheck, pension, or government benefits (such as Social Security) from an employer or the government and must continue for a minimum of 90 days. Transfers from external accounts or person-to-person payments, including services such as Zelle®, do not qualify as direct deposits. The cash back bonus will be posted on the 5th of the month following the completion of the 90-day direct deposit requirement. Bonus amount is based on the amount of the first qualifying direct deposit. Examples include: 1) A direct deposit of $1,200 will receive a cash back bonus of $500. 2) A direct deposit of $385 will receive a cash back bonus of $385. Offer available to new checking account holders only. This offer is not available to anyone who has closed account within 12 months or already has a checking account.
¹Earn 2.50% APY on your average daily balance up to $10,000 and 0.10% APY on any amount above that when you use your debit card 20 times during the month and enroll in eStatements. If you do not use your debit card 20 times by 5pm ET on the last day of a calendar month and/or you are not enrolled in eStatements, no dividends will be earned, but your account is still free. ATM transactions are not counted towards total. APY=Annual Percentage Yield. Rates as of January 01, 2026.
24-Hour Account Information: 321.631.4611
Member Services: 321.690.2328 / 800.690.2338
Apply for a Loan: 321.637.3211
Routing Number: 263182037
