Where Smart Checking Meets Smooth Sailing.
Open a new Free Checking Plus account, meet the direct deposit requirements, and you'll be sailing away on a 5 day/4 night cruise for two!¹
Where Smart Checking Meets Smooth Sailing.
Set your financing on the right course. Open a new checking account, sign up for direct deposit, and you'll be sailing away on a 5 day/4 night cruise for two!1
Enjoy the Everyday Benefits of Free Checking Plus:
- No balance deposit requirements
- No monthly service fees
- Convenient digital banking
- Easy access to your money
- Direct deposit is available sooner with Early Payday.
- Use your debit card 20 times during the month and earn interest.2
- Earn 2.50% APY on balances up to $10,000.
- Earn .10% APY on balances above $10,000.
Use Your Account in Several Convenient Ways.
- Load your debit card into your digital wallet (Apple Pay, Google Pay, Samsung Pay) to make it easy to tap to pay at merchants.
- Protect and manage your debit cards with SecurLock®.
- Get cash surcharge-free at over 80,000 ATMs nationwide.
- Send or receive money by using Zelle® with enrolled users.
- Call us 24/7 for support.
- Visit our branches.
- Check balances or make transactions using our highly-rated mobile app. Find our app on App Store or Google Play.
Open a FREE Checking Plus account and setup direct deposit and get a cruise for two voucher when you do the following:
Get a cruise for two voucher when you open a free checking plus account and sign up for direct deposit.
- Open a new checking account with CCU Florida.
- Set up a monthly Direct Deposit of $1000 or more within 90 days of account opening. Cruise Vacation for Two voucher will be presented after 90 days of direct deposit into the account.
- The direct deposit must be an electronic deposit of a paycheck, pension, or government benefits (such as Social Security) from an employer or the government.
- Download the CCU Florida Mobile App.
- Mention or Enter Promo Code: MK-CHECKING
Get ready to kick back, relax, and enjoy the ocean breeze. Because when your finances are running smoothly, the rest of life should too.
¹Available upon opening a new checking account with CCU Florida, a monthly direct deposit of $1,000 or more within 90 days of account and accessing the checking account the CCU Florida mobile app. A monthly direct deposit of $1,000 or more must continue for 90 days. Acceptable direct deposits include a paycheck, pension, or government benefits (such as social security). Transfers from an account and person-to-person transfers do not qualify as a direct deposit. Available to members without an existing checking account and new members. Restrictions apply, including no account closures within 12 months.
Limit of one (1) Cruise for Two per membership. Supplies are limited. Cruise certificates are not redeemable for cash and will not be replaced. Cruise certificates must be registered within 45 days and are transferable. Valid for 18 months. All port charges, taxes, customs, and fulfillment fees of $46.60 per day/per person will be the responsibility of the member. Subject to the terms and conditions on the back of the certificate. No Guest younger than the age twenty-one (21) will be assigned to a stateroom unless accompanied in the same stateroom by an adult twenty-one (21) years old or older. A guest's age is established upon the first date of sailing.
Offer is available between April 1 – June 26, 2026, and while supplies last.
2Earn 2.50% APY on your average daily balance up to $10,000 and 0.10% APY on any amount above that when you use your debit card 20 times during the month and enroll in eStatements. If you do not use your debit card 20 times by 5pm ET on the last day of a calendar month and/or you are not enrolled in eStatements, no dividends will be earned, but your account is still free. ATM transactions are not counted towards total. APY=Annual Percentage Yield. Rates as of January 01, 2026.
Membership available in Brevard, Indian River, Orange, Osceola, Polk & Volusia Counties. A share savings account with a $5 one-time membership fee is required.
24-Hour Account Information:
321.631.4611
Member Services:
321.690.2328 / 800.690.2338
Apply for a Loan: 321.637.3211
Routing Number: 263182037
Community Credit Union of Florida © 2026