Celebrate Freedom with Financial Freedom.
America is turning 250, and we’re celebrating by putting money back where it belongs — in your wallet.
Open a Free Checking Plus account and earn $250.1
Celebrate Freedom with Financial Freedom.
America is turning 250, and we’re celebrating by putting money back where it belongs—in your wallet.
Open a Free Checking Plus account and earn $250.1
FREE Checking Plus Account
Open a Free Checking Plus account and earn $250.
Whether you use it to fill your gas tank, stock up on groceries, pay a utility bill, or simply add a little breathing room to your budget, your $250 bonus is yours to spend.
With our Free Checking Plus account, get the features you need to manage your money with confidence:
- Enjoy zero monthly fees or balance requirements.
- Earn up to 2.5% APY on your average daily balance.2
- Set up direct deposit to get your paycheck a day early.3
- Manage your money anywhere with online and mobile banking.
- Access thousands of surcharge-free ATMs including Publix Presto.
- Use promo code: MK-CHECKING
Ready to get started?
Open your Free Checking Plus Account today and celebrate America's 250th Anniversary with a little extra financial freedom.
¹To receive the bonus, mention promo code MK-CHECKING when opening the account or enter it in the online application, open a new CCU Florida checking account, which is subject to approval, establish a direct deposit of $500 or more within 90 days of account opening and continue a direct deposit of $500 or more into your account for three consecutive months. Acceptable direct deposits include a paycheck, pension, or government benefits (such as social security). Transfers from an account and person-to-person transfers do not qualify as a direct deposit. This offer is not available to current CCU Florida checking account holders, individuals who are joint owners on a checking account, or anyone who closed a checking account within the past 24 months. Incentive payout will post by the 5th of the month, following the 90 days after meeting the above requirements. Offer is available between July 1 - September 25, 2026. ²Earn 2.50% APY on your average daily balance up to $10,000 and 0.10% APY on any amount above that when you use your debit card 20 times during the month and sign up for eStatements. If you do not use your debit card 20 times by 5pm ET on the last day of a calendar month and/or you are not enrolled in eStatements, no dividends will be earned, but your account is still free. ATM transactions are not counted towards total. APY=Annual Percentage Yield. Rates as of February 01, 2026. ³Early Payday is based on the date that your employer or other direct deposit source sends CCU Florida the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences.
Membership available in Brevard, Indian River, Orange, Osceola, Polk & Volusia Counties. A share savings account with a $5 one-time membership fee is required at account opening.
24-Hour Account Information:
321.631.4611
Member Services:
321.690.2328 / 800.690.2338
Apply for a Loan: 321.637.3211
Routing Number: 263182037
Community Credit Union of Florida © 2026