1. Open a new CCU Florida Free Checking Plus account with the promotional code: MK-DEPQ426. 

2. Establish a monthly direct of $1,000 or more within 60 days of account opening.  

3. Continue the monthly direct deposit of $1,000 or more per month for 90 days.

1. Alongside your new checking account, open a new CCU Florida savings account. 

2. Deposit $5,000 or more into your new savings account within 30 days of opening. 

3. Maintain a monthly balance of $5,000 or more for a minimum of 90 days.

APY=Annual Percentage Yield. Rates as of February 01, 2026.

¹To receive the offer, enter promotional code MK-DEPQ426 in the online application or provide it when opening your account. The checking bonus is not available to existing CCU Florida checking account holders or anyone who has closed a CCU Florida checking account within the past 24 months. The savings bonus requires opening a new CCU Florida Free Checking account (see conditions)  and opening a new CCU Florida savings account with $5,000 in new money. Offer is available October 1 through December 31, 2026. To receive the checking bonus, you must: 1) Open a new CCU Florida Free Checking Plus account, which is subject to approval. 2) Establish a monthly direct deposit of $1,000 or more within 60 days of account opening and continue the monthly direct deposit of $1,000 or more into your account each month for 90 days. Direct deposit needs to be an electronic deposit of a paycheck, pension or government benefits (such as Social Security) from your employer or the government. Transferring money from an outside account or using a person-to-person transfer through a service such as Zelle™ are not considered a qualified direct deposit. To receive the savings bonus, you must: 1) Open a new CCU Florida Free Checking Plus account (see conditions) and a new savings account, which is subject to approval. 2) Deposit a total of $5,000 or more new money into the new CCU Florida savings within 30 days of account opening and maintain a balance of $5,000 or more for a minimum of 90 days.. This is a limited time offer and is subject to change.  Owner of the account is the only person eligible for the bonus. This offer is non-transferrable and subject to approval. Bonus will be deposited to active accounts in good standing. Total bonus of $500 is limited to one per member. Both checking and savings accounts must be opened simultaneously to receive the $500 bonus. 

²Earn 2.50% APY on your average daily balance up to $10,000 and 0.10% APY on any amount above that when you use your debit card 20 times during the month and sign up for eStatements. If you do not use your debit card 20 times by 5pm ET on the last day of a calendar month and/or you are not enrolled in eStatements, no dividends will be earned, but your account is still free. ATM transactions are not counted towards total.

³Early Payday is based on the date that your employer or other direct deposit source sends CCU Florida the funds for your paycheck.  The actual delivery dates may vary in the event of holidays and other occurrences.

Membership available in Brevard, Indian River, Orange, Osceola, Polk & Volusia Counties. A share savings account with a $5 one-time membership fee is required at account opening.

24-Hour Account Information:
321.631.4611

Member Services:
321.690.2328 / 800.690.2338

Apply for a Loan: 321.637.3211

Routing Number: 263182037

Community Credit Union of Florida © 2026